Write essays for money: 2020

Friday, August 28, 2020

Social Media in NAB Samples for Students Ã¢â‚¬ MyAssignmenthelp.com

Question: Talk about the Social Media in NAB. Answer: Outline The National Australian Bank (NAB) is world well known bank offering types of assistance in 10 nations approx the world. It was built up in 1858 in Dockland Australia. The bank has around 40,000 workers and 1714 help communities alongside its branches. The bank offers its types of assistance to 8.3 million financial clients including 2.3 million riches the board clients around the globe. It is the best bank in the Australia (National Australia Bank, 2017). The utilization of web based life in NAB is depicted underneath. Online networking crowd National Australian bank focuses on the clients via web-based networking media dependent on advertise division for example geographic, segment and social market. Segment Segmentation-Each age has diverse viewpoint, qualities and requirements. In view of the age, the populace is partitioned in to different sections dependent on comparative qualities. Catch bargains in the money related terms so it centers around the pay, occupation and the instructive degree of the clients. By recognizing their necessities, NAB shows advertisements identified with banking items on the online life stages. In present time, the all out quantities of fanatics of NAB on Facebook are 46,887. Alongside this, NAB has a normal of 29,569 fans having a commitment rate. Geographic Segmentation Geographic division is focusing on the clients dependent on the territory and area. It is notable that online life has no restricted region. Web based life utilizes each open and advanced road from the different web based life stages for example Television and YouTube arrangement. Catch has solid client base via web-based networking media when contrasted with its different banks. Catch has likewise devotees on Twitter. There are 29,079 devotees on the Twitter page of NAB. Conduct division National Australian bank is the main bank in the Australia. The bank is likewise driving in the opposition with others as far as internet based life having number of supporters on its web based life stages. The NAB focus on the clients dependent on conduct division including the reliability reaction and utilization rates. By the Facebook, Twitter, Google Plus and YouTube, NAB can advance each item which is appropriate to address the issues of the items. the fame of NAB can be found in the figure (Lee, 2011). Figure 1: Comparison of adherents (Source: Lee, 2011) Web-based social networking Technology Web-based social networking innovation is significant in current promoting patterns to draw in the clients with the brand. There are numerous well known advances in the online networking which are successful to pull in the clients. If there should be an occurrence of National Australian Bank, there are numerous web based life advances utilized by the bank. Bank is dynamic on facebook, Twitter, Google in addition to and GitHub (Chiodi, 2016). Google Plus Capture utilizes Google Plus to remain associated with around 5,600 adherents. The page of NAB on Google Plus showcases different data from planning apparatuses to obligation solidification and unique proposals from the outsiders. The Google page of NAB shows and posts the photographs of different occasions and numerous different advancements, for example, Bank in the case idea which has gotten 1,75,000 perspectives. Essentially, by Google additionally, NAB has kept up a social nearness among the clients in the financial business. It is imperative to comprehend the estimation of business by which bank can give a brand nearness over the internet based life systems. Facebook In the facebook page of National Australian Bank, there are numerous supporters who logon on the site and access boundless data identified with the financial administrations of the bank. The endorsers can without much of a stretch interface with the bank by tapping on the site and can see the instructive updates. The bank refreshes its facebook page ideal with the valuable data. Web based life has dispensed with the face-to-confronted banking and request (Yap et al, 2010). By the facebook stage, NAB can produce and appropriate the important and valuable data to the clients with no expense. Along these lines, Facebook is preferred advertising device over different types of limited time media. Youtube Catch is likewise utilizing Youtube to post the different and digitalized movements and pictures messages to the overall population. Alongside this, NAB likewise remembers special commercials and the board addresses for YouTube to advertise and advance the financial items. Further, bank gives the office to the endorsers of follow and like. Youtube pages incorporate facial data and discourses which are instructive for the supporters (Lovelock, Patterson Wirtz, 2014). Morals, Privacy and security In National Australian bank, the bank urged the individuals to make proper utilize web based life. As indicated by NAB, clients must act legitimately and be mindful while cooperating with others. While utilizing the internet based life, individuals must peruse and consent to the online life rules and approaches of NAB. Morals The set of principles of NAB gives the measures of obligation and moral lead that are relied upon to follow by executives, temporary workers, representatives and experts. Grab is resolved to get practical execution and offering some benefit to the investors, clients without bargaining with the confided in notoriety (NAB, 2017). Protection Bank takes appropriate measures to guarantee that it is locked in safely with the clients. There is the protection strategy in the bank including its auxiliaries which incorporate store the executives, banking, financing protection and online business. There is NAB bunch FICO score strategy which covers the extra data. The arrangement centers around that data which is assembled by at the hour of credit related tasks. The arrangement guarantees the wellbeing and security of the clients during utilization of online life. Security The bank works with uprightness, decency and trustworthiness. Alongside this, NAB meets the administrative and legitimate commitments inner principles and deliberate responsibilities. There is against misrepresentation strategy for the inner controls to forestall the extortion exercises. Alongside this, all the representatives are aware of the uncommon clients movement and follow the right technique to forestall the financial tasks structure the extortion and resulting hazard in the web based life. There is security group in bank that estimates clients to ensure them (NAB. (2017). References Chiodi, M. (2016). Making an Effective Social Media Strategy in Financial Services. Recovered on eighth May 2017 from https://blogs.akamai.com/2016/03/making a viable internet based life methodology in-monetary services.html Lee, J. (2011). CBA, Westpac, ANZ, NAB vie for Facebook fans, Twitter devotees. Recovered on eighth May 2017 from https://www.news.com.au/fund/cba-westpac-anz-grab go after facebook-fans-twitter-supporters/report/1446eefa78e7c3642273f5698b6a87d9 Lovelock, C., Patterson, P. G., Wirtz, J. (2014). Administrations advertising. Pearson Australia Grab. (2017). NATIONAL AUSTRALIA BANK LTD CODE OF CONDUCT. Recovered on eighth May 2017 from https://www.nab.com.au/about-us/corporate-administration/national-australia-bank-constrained set of principles Grab. (2017). Client SECURITY. Recovered on eighth May 2017 from https://digdeeper.nab.com.au/our-approach/client security.html National Australia bank, (2017). Our qualities. Recovered on eighth May 2017 from https://www.nab.com.au/about-us/corporate-obligation/duty the executives of-our-business/high-performing-various and-comprehensive workforce/our-values Yap, K. B., Wong, D. H., Loh, C., Bak, R. (2010). Disconnected and web based banking-where to adhere to a meaningful boundary when building trust in e-banking: International Journal of Bank Marketing. 28(1). 27-46

Saturday, August 22, 2020

Kamote tops Essay

Yam Leaves (talbos ng kamote) Yam tops (kamote tops or talbos ng kamote) are the shoots and leaves of the yam plant that contains protein, lipids, starches, calcium, iron, phosphorus and nutrients An and C. It is brilliant wellspring of hostile to oxidative mixes, predominantly polyphenolics, which may shield the human body from oxidative pressure that is related with numerous infections including malignant growth and cardiovascular ailments. It is generally low in calories and has no fat and has the most noteworthy substance of all out polyphenolics among other business vegetables considered. Studies likewise demonstrate that it can likewise be utilized as a remedy for diabetes especially the purplish structure. Research additionally shows that the dietary substance of kamote tops or yam greens can counter assault the ruin of the platelet check of anybody hit by dengue fever by drinking its juice. It supports the insusceptible arrangement of our body helping our bodyÃ¢â‚¬â„¢s safeguards against this disorder. The juice is additionally incredible for individuals with draining issues like interior cervical draining and intestinal dying. It is set up by heating up the leaves including somewhat salt, sugar, or kalamansi to make it simpler to drink. Since it is anything but difficult to develop, you can discover these leaves anyplace and in the Philippines. In under a month from planting, you can begin gathering the tops and leaves hence it is generally natural and safe creation it progressively sound and nutritious. While it is typically added as vegetable to dishes like sinigang, it very well may be eaten new in plates of mixed greens or with shrimp glue or fish sauce. It very well may be cooked in vinegar and soy sauce and presented with seared fish (Adobong talbos ng kamote). It can likewise be sautÃ£ ©ed instead of spinach adding them to sautÃ©s or a substitution to another notable green in the Philippines called Kangkong.

Friday, August 21, 2020

Bullying and Social Deviance Essay

The point I have picked impacts me by and by as I have encountered it firsthand. I likewise think it is a subject that many can relate as well. I know many individuals have either been tormented, been simply the harasser or seen it. I have picked tormenting and how it is a social aberrance. Tormenting stick be characterized as the utilization of intensity and animosity to cause trouble or control another. Tormenting itself show in all ages, from youngsters in grade school right through grown-up hood. I have seen it and its impacts, nothing more than a bad memory originates from harassing. I additionally realize that while yes it can originate from a type of separation it doesn't generally focus on a specific race, sexual direction or sex. Harassing has an immense range; those recently recorded can be reasons why however so can your economic wellbeing, culture or even the brand of attire you wear. The vast majority of these reasons are out of anyoneÃ¢â‚¬â„¢s hand, individuals are generally naturally introduced to these conditions nobody decides to be a minority nor do they pick their sexuality, in spite of what some accept. I accept by and by that tormenting is the most exceedingly terrible as you are experiencing school. You are as yet attempting to make sense of what your identity is and that last thing you need is somebody attempting to reveal to you that. Likewise, harassing today is far various in light of the fact that now we have the digital domain to consider. Everything from shopping to imparting to individuals abroad should be possible by means of the web and web based life sadly assumes a huge job in our lives. Presently all things considered, you can actually be tormented from the solace of your own home which ought to be a sheltered zone. You can be an objective for some, reasons, self-perception, sexuality and the rundown goes on however the inquiry is how would we stop it? How would we keep youngsters from digital tormenting? What should the discipline of this be, assuming any? All through the course we figured out how various speculations and viewpoints better assist us with investigating and characterize the various deviances that individuals illustrate. One of those hypotheses that goes hand and hand with tormenting is the naming hypothesis and that is for clear reasons. The naming hypothesis is a hypothesis where the standard creation and the responses to the guidelines that are being broken (Goode, 2011, pg.52). The manner in which this associates to harassing is essentially with each activity there is an unmistakable and inverse response. AnÃ¢ example of this would be somebody is harassed throughout each and every day now they need to either hurt themselves to get away from the torment or the casualty needs retribution. So now we have a response to the activity which is the tormenting. In this way it has a snow ball impact of another degenerate conduct since individual damage to either party is included. As per the article by Douglas Vanderbilt and Marilyn Augustyn there are a plenty of impacts from being harassed. Harassing is in actuality a significant issue for kids, Ã¢â‚¬Å"There are all around characterized chance variables for tormenting that are individual and social. Past the prompt injury of encountering tormenting, casualties are at high danger of the later physical and enthusiastic disordersÃ¢â‚¬ (Vanderbilt and Augustyn, 2010). There are different standards that are broken with regards to tormenting, essential human rights are abused, and separation may even happen among numerous issues. Harassing leaves huge injury on individuals as expressed from the article this is both physical and passionate. The issues that can emerge from this are fundamental and forestalling tormenting is the key. As expressed in the article too, there are indications of harassing by both the harasser and the person in question. Remembering them could be enormous in securing somebody and conceiva ble getting the harassers themselves help too. As we change into the subject of tormenting and exploitation the College of Family Physicians of Canada distributed a phenomenal article to survey the study of disease transmission, distinguishing proof, and the board of harassing and exploitation among individuals in their essential setting. This article presents an audit of harassing and related indications, an instrument for surveying tormenting contribution, and an outline of intercession and the executives. Ã¢â‚¬Å"With an expanded mindfulness and comprehension of harassing as a medical issue, doctors can assume an instrumental job in recognizing individuals associated with tormenting and furnishing them with the help expected to create sound relationshipsÃ¢â‚¬ (Lamb, Pepler, and Craig, 2009) If we have kids that are focused on right off the bat in life this could have long haul consequences for them so it is critical they get the assistance expected to create solid connections. By doing so we will set individuals up for progre ss which is quite reasonable since they were cheated from it. Despite the fact that not every person that is harassed will require help everything differs on the individual themselves and the degree of the tormenting that occurred. By using the marking hypothesis we can perceive how such essential standards are broken, yet what is broken is likewise fixable. The difficult should be tended to so as to do that. The following theoryÃ¢ will be the functionalist hypothesis. Functionalism embraces an agreement worldview: Harmony is the standard, and a disturbance of that amicability calls for steps to restore harmony and serenity. (Goode, 2011, pg. 58) We can look at what caused the person to turn into a domineering jerk. This could have originated from a broken family life, possibly this individual saw their parent be tormented by the other, or a parent (s) menaces the kids. There is a decent possibility that harassers themselves face a disorder of issues at home that cause inner agony and outrage, therefore they assault others. When we have recognized this brokenness and recognize that there is a difficult we would then be able to fix it. I accept that by far most of the time somebody doesnÃ¢â‚¬â„¢t wake up and turn into a domineering jerk, they are instructed it. Individuals are not conceived loathing, it is something that is instructed, and this specific propensity is presumably gotten up tragically. It has an expanding influence, this propensity is gotten up and brought to class or the work place, etc as so forward. (Swearer, Espelage, Vaillancourt, and Hymel, 2010) This article tends to what should be possible once tormenting has happened which is significant. Tormenting now and again isn't preventable and it can occur however the significant thing is once it does what is done to redress the issue. Making a sheltered work spot and learning condition is indispensable. Additionally, expressing in any provisos or workplace decides that harassing isn't and will be endured. Individuals should have a sense of security when they are either at school or work, nobody ought to need to feel awkward in light of the fact that this barbarity is endured. This likewise covers how an individual isn't brought into the world a harasser yet made. This is a scholarly conduct, it is educated to go after the frail and unprotected in light of the fact that they make obvious objectives. It is each of the a piece of the hypothesis of harassing. Pick somebody that you know wonÃ¢â‚¬â„¢t set up a battle this thus causes you to feel better about yourself, prevalent nearly. In the event that this occurs in a school the youngster could be compromised with confinement or even suspension. The work spot can have a comparative sort of discipline, suspension without pay is typically enough to stop somebody for being a harasser. Ultimately, the contention hypothesis will assist me with encouraging investigate the issue of tormenting. Rather than functionalism, the contention hypothesis sees bunches with contending and conflicting fascinating, Ã¢â‚¬Å"they see battles between and among classifications, areas, gatherings, and classes in the general public, with victors and failures coming about because of the result of these strugglesÃ¢â‚¬ (Goode, 2011 pg. 58). The contention hypothesis is most likely one of the strongestÃ¢ out of the three to more readily recognize this issue. With the digital domain assuming such a significant job in our day by day schedule harassing has gotten basically simpler to do (Sabella, Patchin, and Hinduja, 2013). An individual can actually be harassed from their own home, so where is the protected zone? Digital harassing is such a great amount of simpler with all the internet based life. Lamentably this is the general public we live in with advanced mobile phones and PCs controlling our public activity. The contending and conflicting of individuals assaulting each other is basic. The dismal part is outsiders can hop upon the harassing temporary fad and the following thing this casualty realizes they have many individuals assaulting them rather than one. When this happens the casualty can endure hugely. Not exclusively are they being assaulted at school or work however at home and it is spreading like out of cont rol fire. This hugy affects the victimÃ¢â‚¬â„¢s confidence and as recently talked about this could have long haul hurtful consequences for them. Ã¢â‚¬Å"Previous look into on customary tormenting among youths has discovered a generally steady connection among exploitation and lower confidence, while finding a conflicting connection among culpable and lower self-esteemÃ¢â‚¬ (Patchin and Hinduja, 2010) This is the reason it is imperative to comprehend what tormenting is, the manner by which to stop it and once somebody has been misled how to get them legitimate assistance. All through this course we took in various manners to recognize various deviances. We learned out to sort them and better investigate them by utilizing various ideas and hypotheses. By using the marking, functionalist, and struggle hypothesis I was better prepared to explore harassing and interface it as a social aberrance. When that was set up the examination articles bolstered the theory. Harassing is a dreadful issue that causes unmistakably more mischief than anything and can prompt numerous issues not far off. While it is a terrible issue it is preventable and not a changeless issue. It is significant that individuals feel and are not exploited once they look for help. I realize firsthand that tormenting can make long haul issues however with the correct assistance and help it can likewise be halted. It stop s with individuals taking stand and battling for the ones that can't battle for themselves. Once more, individuals are not conceived detesting and being coldblooded it is educated so in the event that they are instructed to despise they can figure out how to be benevolent. References: Sabella, R. A., Patchin, J. W., and Hinduja, S.

Tuesday, May 26, 2020

Writing Term Paper Wiseessays

Writing Term Paper WiseessaysTerm paper wiseessays are often considered as one of the hardest assignments that a student is faced with. This is so because writing term papers is not an easy task and requires a lot of skill. A term paper that has been written in a hurry is prone to the same common errors that common term papers make. It also needs to be accompanied by the right techniques for word research.Effective term paper should have one main purpose, which is to highlight the topic of the article that has been written. There are many ways to do this such as using a long list of examples to give readers a general idea of what the topic is all about. But if these examples can be checked and found to be filled with any wrong information, then the term paper would be useless.It is also important to understand how the reader will interpret your term paper. If your term paper is not well structured, it may not be understood well by the reader.Another mistake that students commonly mak e while writing a term paper is mixing information and facts. When this happens, the document becomes confusing, making it difficult for the reader to understand the paper. Some examples of this are combining details on animals, for example crocodiles and eels and the location where crocodiles live with the location where eels live. This is not only confusing for the reader but could also result in the name of the animal being misspelled and possibly leaving out important information.Term paper wiseessays may be used to explain students theories in such a way that students are able to evaluate their theory with other possible theories, and this can only be done by organizing and structuring the information. Writing such information should not be left to just one person.When writing such term paper, there should be a plan that allows the writer to organize information and facts in order to focus the reader on only one point, and this should be done at the beginning of the paper. This can only be achieved when students work together with each other to form a unified opinion about a certain topic.A proper paper should make sure that it provides factual information about the topic. It should also provide all information required for the reader to understand the topic that is being discussed.

Saturday, May 16, 2020

Evaluation Of Norm Sample - 757 Words

Evaluation of Norm Sample for KeyMath-3 DA The following evaluation presents the components of the normative sample applied in the KeyMath-3 Diagnostic Assessment (KeyMath-3 DA). For reference, a norm sample characterizes as a selected sample of test-takers from various common characteristics such as gender, age, grade, race, ethnicity, socioeconomic status, or some combination thereof, for the purpose of creating test norms. The KeyMath-3 DA is a comprehensive, norm-referenced measure of essential mathematical concepts and skill which is untimed and individually administered (Connolly, p. 1, 2007). Furthermore, the test consists of 372 full color test items and 10 subtests covering three general math areas: Basic Concepts (numeration, algebra, geometry, measurement, data analysis and probability), Operations (mental computation and estimation; addition and subtraction; and multiplication and division), and Applications (foundations of problem solving and applied problem solving). Additionally, data from the U.S. Bureau of th e Census (2004) reinforced the integrity of the normative sample to establish the target counts in age, grade and season, race/ethnicity, geographic region and socioeconomic status. Ages/Grades of Students To accomplish an age norm sample, the KeyMath-3 DA tested students beginning from the ages of 4 years 6 months through 21 years 11 months. In order to accommodate the goal of testing 220 students per group, Connolly (2007) divided the groups suchShow MoreRelatedEvaluation Of Norm Sample754 Words Ã‚ |Ã‚ 4 PagesEvaluation of Norm Sample for KeyMath-3 DA In order to determine the components of the norm sample applied in the KeyMath-3 Diagnostic Assessment (KeyMath-3 DA), an evaluation is presented. For reference, a norm sample is defined as selected sample of test-takers from various common characteristics such as gender, age, grade, race, ethnicity, socioeconomic status, or some combination thereof, for the purpose of creating test norms. The KeyMath-3 DA is a comprehensive, norm-referenced measure of essentialRead MoreCultural Evaluation Of Eddi-31277 Words Ã‚ |Ã‚ 6 Pagesdisappointing, suggesting the screening components were more helpful than the scales. Technical evaluation Norms EDI-3 relies on the age and diagnostic status of individuals. Age effects can influence some sub-scales when comparing adolescents and adults. Therefore, two normative groups were derived: 11 to 17 years, and 18 years and older. There was no normative group for those under 11 or over 53 years. The norms refer to specifically to females only. The adult normative groups are Caucasian femalesRead MoreThe Assessment Instrument You Are Reviewing1536 Words Ã‚ |Ã‚ 7 Pagesassessment (criterion referenced or norm referenced) (2 pts.) This assessment is a norm referenced assessment because it designed to compare an individual performances with the performance of the standardization sample. Norming information: how were the individuals in the norming sample selected? Determine if the normative sample is representative of the population in terms of gender, ethnicity, geographical areas, and parental status. (4 pts.) The standardization sample was selected from most statesRead MoreContent Validity And Its Effects On The Research Instrument1331 Words Ã‚ |Ã‚ 6 Pagesfactors or popularly known as Ã¢â‚¬Ëœstructural modelÃ¢â‚¬â„¢. In SEM, a researcher must aware the irregularities that may occurred in their proposed structure. Bagozzi Yi (1998) suggested three criteria to evaluate the compatibility of a model: Preliminary Evaluation Criteria, Overall Model Fit Criteria and Internal Sturcture Fit Criteria. The first criteria requires the model to be exempt from negative error variances, loading factors correlations that larger than one, and very high standard errors. The nextRead MoreUses Of Rasch Calibration Parameters1187 Words Ã‚ |Ã‚ 5 Pagesfor each form to determine start and stop points. Vertical scaling involves linking the total raw scores from different item sets (within subtests). Next, parallel form equating was completed using the equipercentile method and the entire grade norm sample . As a result, item order is not strictly based on level of difficulty. Instead, these subtests contain item sets with decision points to continue or discontinue testing. Item analyses were completed using IRT, specifically a Rasch analysis inRead MoreThe Brigance Diagnostic Inventory Of Early Development II1158 Words Ã‚ |Ã‚ 5 Pages(Davis 1). It also helps in assisting with program evaluation. The subtests in the IED-II include 11 areas of development. These areas include preambulatory motor skills, gross motor skills, fine motor, self-help skills, speech and language skills, general knowledge/comprehension, social emotional development, readiness, basic reading skills, basic math for criterion-referenced and manuscript writing (Davis pg 2). The Brigance test is both norm and criterion referenced, and both are appropriateRead MoreAccounting Procedures For Problem Evaluation Essay1670 Words Ã‚ |Ã‚ 7 Pages2.4 PROCEDURES FOR PROBLEM EVALUATION In general, the problems detailed in the EPA manual are those most commonly encountered. However, the procedures mentioned in the EPA manual can be used for any type of problem evaluation. The first step in problem evaluation is to determine if the plant is meeting design performance standards by comparing its effluent quality and overall removal efficiencies with those specified by the design. If the plant does not routinely meet performance specificationsRead MoreTiger Tools Case Study Essay1613 Words Ã‚ |Ã‚ 7 PagesIndustries, was about to launch a new product. In this regard, the Production Manager asked her assistant Jim Peterson to evaluate the capability of the existing equipment used in the process. He proceeded to obtain eighteen random samples and the results of these samples were put in a table. His subsequent conclusion after analyzing the data would be that the process was not capable. This was on the basis of the width specification of 1.44 cm. Given the ambition that the company had, of introducingRead MoreBilingual Children973 Words Ã‚ |Ã‚ 4 Pagesare the most common. These include: norm-referenced standardized measures, criterion-referenced measures, language-processing measures, and dynamic assessment. Each method measures the childÃ¢â‚¬â„¢s abilities in speech and language using different approaches where each has its strength and weaknesses. The norm-referenced standardized measure is a standardized test where the childÃ¢â‚¬â„¢s results are compared to a normative sample (Laing, 2003). Using the clinical evaluation of language fundamentals (CELF-3)Read MoreCritique of the Gifted and Talented Evaluation Scales1469 Words Ã‚ |Ã‚ 6 Pagesvalue. They are the original numerical values associated with the subjectÃ¢â‚¬â„¢s test performance which are converted into standard scores (Jarosewich, Pfeiffer, Morris, 2002). The percentile rankings are normally used in scholastic and psychosomatic evaluation. Percentages illustrate ranking of those assessed performance as compared to the current student. Standard scores are the most useful of the test scores. These scores are normalized against the predetermined mean and standard deviation to detail

Evaluation Of Norm Sample - 757 Words

Wednesday, May 6, 2020

Music Therapy Within Children And Adolescent Bereavement

Music Therapy Within Children and Adolescent Bereavement While the bereavement process may be a universal chapter of life, the experience itself is conclusively subjective. Specifically for younger individuals, bereavement is a very complex encounter because developmental factors must be considered. The loss of an individual in a childÃ¢â‚¬â„¢s life is heavily influenced by the time in which it occurs because coping mechanisms may or may not be developed. For example, if a child does not understand the context of death, they most likely will not have adequate coping skills to process this life-changing experience. Children and adolescents who are facing bereavement may face developmental relapse as well as changes in social, behavioral,Ã¢â‚¬ ¦show more contentÃ¢â‚¬ ¦In their article, McFerran et al. gives a great representation of the role of music within the realm of children and adolescent bereavement: The function of music can be metaphorically represented as both a mirror and a window for the teenager. The idea of music serving as a mirror reflects an emphasis on the personal, including the intrapersonal and private roles that music can fulfill when there is no expectation of an audience for their musical engagementÃ¢â‚¬ ¦ The contrary idea of music serving as a window encompasses the social, interpersonal, and cultural functions that music naturally serves for young people.Ã¢â‚¬ (McFerran et al, p. 543-544). Within the world of a teenager, the desire to feel normal is very natural. When going through the bereavement process, these individuals undoubtedly need support, but this must be approached with caution. By providing these individuals with a familiar variable, they may feel more comfortable with sharing what emotions they may be experiencing. Various studies have concluded that the relationship between children, adolescents, and music is very synonymous. Adolescents in todayÃ¢â‚¬â„¢s modern world tend to familiarize themselves with music in which they can relate. Furthermore, this preferential music may provide that validation for teenagers who are grieving, making it known that what they are feeling is not atypical.

Tuesday, May 5, 2020

Case Study of Failed Financial Institution Free-Samples for Students

Question: Discuss about the Case study of a failed (or troubled) Financial Institution. Answer: Introduction A financial institution refers to an entity or establishment with a responsibility of conducting financial or monetary transactions such as deposits, loans, investments and currency exchange (Gieve Provost 2015, p. 61). Research has shown that financial institutions play a very important and unique role in the economic process. A strong linkage has also been proved evident between financial sectors of the economy and the economic growth (Eichacker 2016, p. 21). The failure of financial institutions is a phenomenon that has seriously characterized the history of economic growth and development of many developed and developing nations. Other than the economic consequences of the financial crisis in an economy, the banking public has also suffered tremendous psychological, emotional, social and financial problems. The essay, therefore, will provide an analysis of case study of a failed financial institution in a bid to understand the events leading to the failure, the causes of the fail ure and the regulatory response to the failure. A financial institution can be said to be struggling or experiencing a failure when its unable to meet the obligations of its depositors and creditors because of insolvency and inability to meet its liabilities. Economically, financial institutions are said to be in a state of failure if the market value of its assets falls to a value which is considerably lower than the market value of its liabilities (Darrat et al. 2016, p. 164). Just as the global economic and financial crisis of 2008, any financial crisis to any nation would have adverse effects if not addressed with the relevant regulatory and policy frameworks. The case study in this essay will examine the events and causes of failure financial institutions in the Republic of Iceland, which lead to the collapse of three banks as denoted by Dewing and Russell (2016, p. 165). The events leading to the failure of the banks were all attributed to the financial crisis 2008 and the meltdown of the Iceland economy (Mcllroy 2008, p. 285). Dewing and Russell (2016) also assert that it took a period of five years since the privatization of the banking sector in Iceland in 2003 to its collapse in 2008. The fall or failure was considered and placed 3rd among the history of bankruptcies of banks in the US. Later the government had to play a role in the regulation of the activities of the financial institutions. It is from the same domain, where the Special investigation Committee conducted a research to understand the causes of the failure of the banks despite government intervention in solving the already existing financial crisis. The first cause of failure was the issues related to the growth of the banking industry and its credibility. Sigurthorsson (2012) denotes that over that period, the lending portfolio and balance sheets of the banks had grown immensely and to a level that could not be controlled. As a result of the growing portfolio, the management and the supervisors of the financial institution could not keep up with the rate of expansion of lending services which was growing rapidly. It was therefore not reasonable enough to keep such a high risk growth as it was incompatible with demands and long-term interests of growing banks. Also the financial, monitoring and evaluation bodies did not grow significantly as the partners rate of growth of its partners and as a result, they were not able to perform its task of regulation and control as required (Johnson 2012, p. 12). These banks also suffered from increased margins of foreign debts, these were especially sought from the European debt securities market and others at the American debt securities market. The underlying reasons for this economic behavior were due to the existence of good credit rating and also the access to potential markets in Europe (Sigurhorson 2012, p. 148). Research has shown that these three banks had a magnitude of 14 billion in foreign securities market a debt which was more than the countrys GDP. The special investigation committee was of the opinion that, the decision to borrow from these foreign securities was done with too much haste and hence the reason for the failure. The market forces of demand and supply could have led to the reduction of the interest rates, because if the interest rates go up then access to borrowing becomes more difficult. Due to lack of management action on the increased foreign debt, by 2007, the banks were in a serious crisis of finding ways to finance the debt securities. Thirdly, there was too much concentration of risks in the financial institutions centrally to the principle of diversification of risk which is very important in the operations of the financial institutions or banks. For example, the Bogor group and affiliated companies had securities in all the three banks. The financial institutions should not take too much risk because of one party such that the general performance of that bank is depended on the performance of the group. The behavior can end up proving to be very harmful to the depositors and other creditors of the bank in the event of a loss (Angeliech 2014, p. 5). The financial institutions experienced a failure also because of the weak equity base. According to Suetin (2012), equity capital is a very important asset in the operations of the financial institutions and bears a great influence on the ability of the banks to finance its operations weak equity is characteristic of loans with collateral in own shares and forward contracts. Therefore,the study showed that financing of the owners equity from borrowing from the system itself threats the stability of the financial institutions. So these banks were using most of their equity in financing their debts, which destabilized the institution. The other reasonfor failure and collapse of the institutions were the incentive schemes. The SIC report showed that from 2004 to 2008 that the management and other staff of the banks had a link to their price stock which was way above and beyond what was considered acceptable for a good incentive scheme (Iceland.org, 2010). Lastly, the financial institutions kept a higher record of foreign currency loans according to the Iceland's Meltdown Report (2011, p. 56). Research has shown that by doing so the banks were creating foreign exchange risks. There was also the problem of external audits. During the fiscal years 2004 to 2004 that were the annual accounts of the financial institution. The performance was endorsed without reservations by auditing firms by which the decision to use them was a choice of elected by the shareholders of the financial institution. A report by another audit showed that these financial statements did not reflect or give a true picture of their financial information status of the banks which then misguided the user of those financial statements both the internal and external users. In response to the financial issues which led to the collapse of the three major banks in Australia, the government of Iceland formed a consultative group which was to discuss and find appropriate measures to revive the operations of the banks and the economy at large. The consultative group composed of the ministry of finance,prime ministersoffice, ministry of business affairs, the central bank of Australia, and the FME. Through a series of discussions and engagements with different stakeholders and experts, the consultative group in February 2007, through the credit rating agency, had upgraded its policies on the long term credit of the three banks, this lead to the fall of the exchange rate of the Iceland Krona as well as the domestic prices (Iceland.org 2010). It was the efforts of the consultative group, which also ensured that the government does not ignore the issues of the Iceland banks but communicates them to abroad economies for assistance. The initiative led to a special meeting by ambassadors on February 22nd, 2008, with the sole purpose of deliberating the financial sector under the economy of Iceland. And eventually, the problems associated with the equity of the banks and also the liquidity was addressed by the central bank of Iceland (CBI). In a bid to remedy the financial crisis, Johnson (2012) denotes that the regulatory authorities, guided by the supervisory board of central bank of Iceland held a meeting on 23rd of May 2008. It was found that 170 billion of the guarantees of the CBIs collateral loans were debt securities and the banks were suffering from foreign debt securities especially from the American debt securities market. These securities were issued for each other and in any case, they were to be submitted when the collateral loans were acquired. Through the intervention of the finance minister Mathieson, who presented a bill to parliament that would authorize the treasury of Iceland to acquire a foreign loan of UK 500 billion; the bill was then passed on the 29th of May 2008. Such initiative allowed for banks to borrow internally and eased the burden of foreign debt as the treasury through the central bank of Iceland was to control the lending activities of the bank (Darrat et al. 2014, p. 56). There were some main weaknesses in corporate governance and supervisory in the financial crisis, this involved weaknesses of the risk management systems and lack of qualified board oversight as well as a robust risk management team (Sietin A, 2009). The corporate governance did not safeguard against risk taking which eventually led the financial institutions to foreign debt risk and concentrated risk instead of risk diversification. Conclusion Financial crisis needs to be addressed when they occur by laying down economic policies and strategies which will solve the problems effectively. The case study of Iceland financial crisis foreshadows the major events, causes and the social responsibility of the corporate governance in addressing any financial crisis globally, the initiatives may not necessarily be similar but there exist a causal effect relationship. A firm's understanding of the inherent risks is very important because for the Iceland banks the liquidity risks should have been taken into consideration in the first quarter of 2007, this would have prevented further outcomes in 2008. There is also need to understand and control over all the potential balance sheet growth and liquidity needs. A limited knowledge on these would have severe effects in case of a crisis. Lastly, there should be a coordinated approach to the management of the financial institutions in assessing the firm's wide risk exposures. References Angelich, CD 2014, 'Financial Speak: A Method to Unmask Neoliberal Capitalism and the Ideology of Perpetual Growth', Global Media Journal: American Edition, pp. 1-16, Communication Mass Media Complete, EBSCOhost, viewed 28 April 2017. Darrat, A, Gray, S, Park, J, Wu, Y 2016, 'Corporate Governance and Bankruptcy Risk', Journal Of Accounting, Auditing Finance, 31, 2, pp. 163-202, Business Source Premier, EBSCOhost, viewed 28 April 2017. Dewing, I, Russell, P 2016, 'Whistleblowing, Governance and Regulation Before the Financial Crisis: The Case of HBOS', Journal Of Business Ethics, 134, 1, pp. 155-169, Education Full Text (H.W. Wilson), EBSCOhost, viewed 28 April 2017. Eichacker, N 2016, 'Lesson from Iceland's Financial Crisis', Dollars Sense, 323, pp. 21-25, Business Source Premier, EBSCOhost, viewed 28 April 2017. Gieve, J, Provost, C 2012, 'Ideas and Coordination in Policymaking: The Financial Crisis of 2007-2009', Governance, 25, 1, pp. 61-77, Business Source Premier, EBSCOhost, viewed 28 April 2017. Iceland's Meltdown. (cover story)' 2011, Mortgage Banking, 72, 1, pp. 74-81, Business Source Premier, EBSCOhost, viewed 28 April 2017. Johnson, J 2012, 'COLLAPSE and RENEWAL: Icelandic Theatre after the Banking Crisis', Theatreforum, 41, pp. 12-20, International Bibliography of Theatre Dance with Full Text, EBSCOhost, viewed 28 April 2017. McIlroy, DH 2008, 'Regulating risk: A measured response to the banking crisis', Journal Of Banking Regulation, 9, 4, pp. 284-292, Business Source Premier, EBSCOhost, viewed 28 April 2017. Sigurthorsson, D 2012, 'The Icelandic Banking Crisis: A Reason to Rethink CSR?', Journal Of Business Ethics, 111, 2, pp. 147-156, Education Full Text (H.W. Wilson), EBSCOhost, viewed 28 April 2017. Suetin, A 2012, 'Causes of the Current Financial Crisis', Problems Of Economic Transition, 52, 3, pp. 44-58, Business Source Premier, EBSCOhost, viewed 28 April 2017

Wednesday, April 15, 2020

The Clifford And James Philosophies On Beliefs

Thursday, March 12, 2020

J.J. Thomson Atomic Theory and Biography

J.J. Thomson Atomic Theory and Biography Sir Joseph John Thomson or J.J. Thomson is best known as the man who discovered the electron. J.J. Thomson Biographical Data Tomson was born December 18, 1856, Cheetham Hill, near Manchester, England. He diedÃ‚ August 30, 1940, Cambridge, Cambridgeshire, England. Thomson is buried in Westminster Abbey, near Sir Isaac Newton. J.J. Thomson is credited with the discovery of the electron, the negatively-charged particle in the atom. He is known for the Thomson atomic theory. Many scientists studied the electric discharge of aÃ‚ cathode ray tube. It was Thomsons interpretation that was important. He took the deflection of the rays by the magnets and charged plates as evidence of bodies much smaller than atoms. Thomson calculated these bodies had a large charge to mass ratio and he estimated the value of the charge itself. In 1904, Thomson proposed a model of the atom as a sphere of positive matter with electrons positioned based on electrostatic forces. So, he not only discovered the electron but determined it was a fundamental part of an atom. Notable awards Thomson received include: Nobel Prize in Physics (1906) in recognition of the great merits of his theoretical and experimental investigations on the conduction of electricity by gasesÃ‚ Knighted (1908)Cavendish Professor of Experimental Physics at Cambridge (1884-1918) Thomson Atomic Theory Thomsons discovery of the electron completely changed the way people viewed atoms. Up until the end of the 19th century, atoms were thought to be tiny solid spheres. In 1903, Thomson proposed a model of the atom consisting of positive and negative charges, present in equal amounts so that an atom would be electrically neutral. He proposed the atom was a sphere, but the positive and negative charges were embedded within it. Thomsons model came to be called the plum pudding model or chocolate chip cookie model. Modern scientists understand atoms consist of a nucleus of positively-charged protons and neutral neutrons, with negatively-charged electrons orbiting the nucleus. Yet, Thomsons model is important because it introduced the notion that an atom consisted of charged particles. Interesting Facts About J.J. Thomson Prior to Thomsons discovery of electrons, scientists believed the atom was the smallest fundamental unit of matter.Thomson called the particle he discovered corpuscles rather than electrons.Thomsons masters work,Ã‚ Treatise on the motion of vortex rings, provides a mathematical description of William Thomsons vortex theory of atoms. He was awarded the Adams Prize in 1884.Thomson discovered the natural radioactivity of potassium in 1905.In 1906, Thomson demonstrated a hydrogen atom had only a single electron.Thomsons father intended for J.J. to be an engineer, but the family did not have the funds to support the apprenticeship. So, Joseph John attendedÃ‚ Owens College in Manchester, and then Trinity College in Cambridge, where he became a mathematical physicist.Ã‚ In 1890, Thomson married one of his students, Rose Elisabeth Paget. They had a son and a daughter. The son, Sir George Paget Thomson, received the Nobel Prize in Physics in 1937.Thomson also investigated the nature of pos itively-charged particles. These experiments led to the development of the mass spectrograph. Thomson was closely aligned with chemists of the time. His atomic theory helped explain atomic bonding and the structure of molecules. Thomson published an important monograph in 1913 urging the use of the mass spectrograph in chemical analysis.Many consider J.J. Thomsons greatest contribution to science to be his role as a teacher. Seven of his research assistants, as well as his own son, went on to win the Nobel Prize in Physics. One of his best-known students was Ernest Rutherford, who succeeded Thomson as Cavendish Professor of Physics.

Tuesday, February 25, 2020

Bioethics Essay Example | Topics and Well Written Essays - 250 words - 1

Bioethics - Essay Example The core point is that human life is a primary value in itself and that must be protected at all times. The basis of this reasoning can be derived from diverse grounds that include religion and ethics. Existence of human life is not a making of any other human being and this outrightly fails to justify artificial intervention meant to eliminate life (Paterson 44). The uniqueness that constitute each individualÃ¢â‚¬â„¢s life makes it difficult to assign value and this means that no circumstance justify interference with human existence whether unborn, unconscious, sick or physically deformed. Use of concepts like relativism, skepticism, consequentialism, and utilitarianism tend to leave moral loopholes which at some point still lead to messing up with individual rights to life. The religious premise emphasizes the sanctity of life and that means the only moral duty assigned to humanity is to protect the life unless supernatural circumstances effects death or any form of infringement into the right to life(Paterson 57). Ethics has to do with doing what one would wish to be done against him. In regard to the Kant theory, the right thing is to give way to ones right to life irrespective of any utilitarian prospect and this sums up to stand for absolute respect of human

Saturday, February 8, 2020

The Structure and Function of the Endocrine System in the Body Essay

The Structure and Function of the Endocrine System in the Body - Essay Example Release of hormones is slow or fast. Hormone production ceases on attainment of the required physiological activity. The endocrine system regulates almost all the other structures of the body. The circulatory system carries the secreted hormones to all the target tissues and organs. The main function of the endocrine system is homeostasis. Homeostasis is the maintenance of the internal environment at a constant state for proper function of cells. Individual hormones affect cells that contain a specific genetic program that allow them to respond. The secretion of hormones by the endocrine glands causes specific responses that led to corrective measures (Falvo, 2013:374). Endocrine system functions by feedback mechanisms. The hypothalamus releases a hormone that triggers the pituitary gland to produce stimulating hormones. The stimulating hormone acts on the specific gland making it to secrete its hormone (Sherwood, 2012a, p19). When the level of this hormone increases in the blood, the hypothalamus and pituitary gland stop their secretion. The secretion by the target gland eventually stops. The cells contain receptors on the membrane. The hormones bind to specific receptors trough the key-lock mechanism. Polar hormones generate a chemical signal through a second massager because they are unable to penetrate through the cell membrane (Falvo, 2013:378). The second massager activates the response of the target cell. The target cell begins the triggered activity. The non-polar hormones like the steroids enter the cell and bind to their receptors found in the cell cytoplasm. When it gets into the cell, it binds to the receptors on the nuclear membrane. This activates the hormone receptor complex, which in turn binds to the DNA stimulating specific genes to produce proteins. The following are the major glands that integrate for the proper functioning of the endocrine system. They include the hypothalamus, pituitary gland, parathyroid gland, pancreas, ovaries,

Thursday, January 30, 2020

Frankenstein and Prometheus Essay Example for Free

Frankenstein and Prometheus Essay Mary ShelleyÃ¢â‚¬â„¢s novel Frankenstein can be compared to the myth Prometheus by J.M Hunt in several ways. Frankenstein and Prometheus both created life in their own way and faced consequences that they had not expected to encounter although they differed in that Frankenstein abandoned his creation and abhorred him whereas Prometheus wanted to help and care for his creation. Both Frankenstein and Prometheus developed creations easily but did not realize the consequences behind it. In the novel Frankenstein Victor always wanted to understand the cause of life and death and he set his mind into finding the answer. Ã¢â‚¬Å"I collected the instruments of life around me, that I might infuse a spark of being into the lifeless thing that lay at my feet (Shelley 58). Victor was excited to understand that what he has created was the answer to his problems. Prometheus also felt the same way when he was creating his creation. Prometheus had the task to create man. Ã¢â‚¬Å"Prometheus had the task to create man. Ã¢â‚¬Å"Prometheus shaped man out of mud, and Athena breathed life into his clay figure (Legend of Prometheus). PrometheusÃ¢â‚¬â„¢ task in creating life was easy, as for Frankenstein it was much harder as he spent months creating it. With the goal of creating life they both faced consequences because of their actions. Frankenstein and Prometheus ended up with severe consequences when they had created life. When Victor left Geneva for Ingolstadt an incident had occurred. Once day he received a letter from his father. Ã¢â‚¬Å"William is dead! That sweet child, whose smiled delighted and warmed my heart, who was so gentle, yet so gay! Victor, he is murdered! (Shelley 73). When Victor had read the letter he was shocked. Upon returning to Geneva he realized the monster had murdered his brother. Prometheus also faced consequences when he created man. When Zeus discovered that Prometheus lied to him he took fire away from man. Prometheus then lit a torch from the su and brought ti back again to man. Zeus was enraged and punished Prometheus. Ã¢â‚¬Å"Take [Prometheus] to the Caucasus Mountains and chain him to a rock with unbreakable adamant chains. Here he was tormented day and night by a giant eagle learing at his liver (Legend of Prometheus). The pain wouldnÃ¢â‚¬â„¢t end for Prometheus because his liver would grow back again. Frankenstein and Prometheus faced consequences that ended in Frankenstein losing his loved one Prometheus being physically tortured day and night. Despite their punishment, Frankenstein exhibited actions that led him to become a bad creator, and Prometheus showing qualities of being a good creator. Frankenstein fathered his monster with his own hands. He labored for years in order to successfully breathe life into his creature. Then later once it was alive he abhorred him. When the monster was alive Frankenstein said Ã¢â‚¬Å"Oh! no mortal could support the horror of that countenanceÃ¢â‚¬ ¦ [Frankenstein] passed the night wretchedlyÃ¢â‚¬ ¦ Mingled with this horror [Frankenstein] felt the bitterness o f disappointmentÃ¢â‚¬ (Shelley 59). This shows that all he wants to do with he creation is run away from it and to never see it again. Although Prometheus showed different qualities towards his monster. Prometheus fought to protect the human being he had given life to. Ã¢â‚¬Å"Prometheus lit a torch from the sun and brought I back again to manÃ¢â‚¬ (Legend of Prometheus). All he had tried to do was help his creation. Frankenstein and Prometheus differed because Frankenstein tried to hurt and abandon his creation but Prometheus did the opposite to his creation. Frankensten can be compared to the myth of Promethheus in many ways. When both are read the reader can infer many clear similarities between the two. Both Prometheus and Frankenstein faced consequences but treated their creations in different ways.